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Find out more about tax-free savings
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Investment Bonds

The Scottish Bond is one way to make the most of your tax-free allowance. Unlike most investments and savings accounts, our investment bond lets your money grow free of Income and Capital Gains Tax.

Savings Plans

We have been helping people save since 1862 and our range of tax-free savings plans gives you the flexibility to choose a plan that is right for you.

Life Cover

Choose one of our life cover plans and get the peace of mind that comes with Scottish Friendly life cover. Our cover starts from as little as 25p a day.

Child saving bond

Start saving today in a tax free saving plan for any child. With our child saving bond you pay no income tax and no capital gains tax and build your savings into a potentially substantial cash sum.